I. D. Theft ? Think You Are Not At Risk? | Free Finance Articles

We reside in an information-oriented society. Technology allows us to do business and make transactions literally in a case of seconds. This wealth of information has given rise to a new crime ? I. D. theft.
In fact , according to a 2003 release from the FTC, roughly 27 million Northern Americans have fallen victim to identity thieves since 1999. Every year that number climbs higher and higher. In 2003 alone, about 10 million people in the U. S. reported being victimised by identity bandits.

So what does that suggest? Somebody has stolen your credit card ?your ATM card company will help you with that, right? Well, according to the FTC, about 60% of ID theft issues don?t pertain to your existing card accounts. Identity theft can occur as a result of new lines of credit being opened in your name either thru credit cards or bank loans, as well as phone/utility fraud and even employment related crime. Because we are susceptible thru so many avenues in our daily life, we are all at risk.

What are you able to do? Where would you turn if you found yourself in this particular situation? Would you know where to begin to clear your name? Well, now you don't have to worry about what to do as we have got the answer.

As you actually know, Pre-paid Legal Services, Inc. Is a ground breaker of the legal services industry. With more than 30 years of experience in providing statutory rights protection to our members, we have now grouped with Kroll Incorporated, the world's largest risk consulting company.

For more than 30 years, Kroll has helped corporations, government agencies and individuals rein in their exposure to chance and profit from business ventures. Kroll is an operating unit of Mire Incorporated, the chance and insurance services subsidiary of Mire & McLennan Corporations, Incorporated, the global professional services firm. With offices in more than 60 cities in the U. S. and abroad, Kroll can operate and restructure enterprises; go over accounting practices and financial documents; gather and filter electronic proof for lawyers; recover lost or damaged info from PCs
and servers; conduct in-depth investigations; screen domestic and foreign-born job applicants; protect individuals, and reinforce safety systems and processes. During the past three years, Kroll has developed a novel solution for victims of identity theft. This new service is now available to Pre-paid Legal members thru the ID Theft SHIELD benefit.

What does this benefit provide our members?

The I. D. Theft Shield gives you easy access to the resources you need to understand your credit ratings and to strike back if an identity thief threatens your money standing. This benefit is intended to warn you of suspicious account activity, and to restore any resulting issues with your credit report.

1. Credit History Thru Experian
Confirm your monetary records are correct.
Your credit standing is one of your most crucial monetary assets. It doesn't only affect your ability to get credit, it regularly dictates the interest rate at which you can borrow. It can also influence your capability to purchase insurance or to find work. Some insurance corporations and prospective bosses use your credit rating to figure out your sense of responsibility.

Professionals recommend you review your credit history continually. The I. D. Theft Shield makes it easy. Members are entitled
to a up-to-date credit history from Experian at no further charge.

Personal Credit Report and Analysis from Experian
Know your credit report. And how it has effects on your ability to borrow.
Your credit report comes from the info in your credit report. This score is utilized by lenders to ascertain your creditworthiness. The bigger the number, the better your chance of being endorsed for the credit you need.
A comprehensive research of your Personal Credit Report will be included with your Credit Score. You need to use this analysis to guage your present credit standing.

2. Continual Credit Monitoring Through Experian
Learn of dodgy activity before your credit is blighted.
A pro burglar can assume your identity in just a few hours. However it can require ages for you to repair your credit standing. Early detection is important to minimizing the damage caused by thieves who nab you name.
With your ID Theft Shield membership, your credit files will be monitored thru Experian daily. Dubious activity will be brought to your attention, giving you early detection. You'll receive prompt notice if any new accounts are opened in your name. Or if negative notations are added to your. Credit report.

Want to know more about how to fix your credit? Visit our site to learn more.

You will also find information about the top credit repair companies as well as our LifeLock reviews.

Source: http://freefinancearticles.info/i-d-theft-think-you-are-not-at-risk

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