The purpose of workers' compensation laws is to ensure that employees who are injured on the job receive compensation for their injuries without having to litigate with their employers. Every business is required to carry some form of workers' compensation. The Rhode Island Department of Labor and Training is helping to ensure that businesses carry workers' compensation insurance by refusing to add additional costs for businesses in maintaining insurance on their employees.
According to the department, the rate for workers' compensation insurers has remained at 6.75 percent since 2008,and it is mirroring the state governor's efforts at making Rhode Island a more employer-friendly environment. The Department's yearly assessment is used to fund the operations of the workers' compensation court, workers' compensation education unit, workers' compensation fraud unit, the advisory council and other costs of Rhode Island's workers' compensation program.
Rhode Island residents should be aware that workers' compensation is usually a substitute for a civil suit against the employer. This gives employees the benefit of workers' comp while protecting the employer from many lawsuits.
Someone may file a workers' compensation claim for a work related injury that aggravates a preexisting condition or causes a disease such as lung cancer. Someone injured on the job may also be able to recover for injuries that result from mental and physical strain caused by work related stress. Someone who develops a disabling mental condition due to harassment by a supervisor or because of job demands may also be entitled to compensation. An injured employee may also recover for injuries that occur during lunch hours, breaks or work related activities.
Source:?Insurance Journal, "R.I. to Keep Assessment Rate for Workers' Comp Insurers at 6.75%," July 15, 2013"
Texas A&m cotton bowl Fiscal cliff deal kathy griffin jadeveon clowney orange bowl Rose Parade 2013
No comments:
Post a Comment
Note: Only a member of this blog may post a comment.